Can I Afford Weight Loss Surgery?

They say you can’t put a price tag on certain things in life, particularly your health. While that’s all well and good in theory, the practice can be tough going when you’re faced with tight finances. 

When it comes to our weight loss surgery, we feel that this is a step that delivers near-infinite rewards that far outpace the upfront costs.

And our team at Weight Loss Institute of Arizona is here to help you get creative when it comes to any financial hurdles that stand between you and your health.

Here’s a look at how you can make weight loss surgery affordable.

The enormous costs of excess weight

We know that you’re familiar with the costs of carrying extra weight when it comes to your health and wellness, but we thought it might be helpful to break these costs down into tangible numbers. 

First, the financial burden of obesity and being overweight on the economy of the United States is $1.7 trillion, which is more than 9% of the nation’s gross domestic product.

A large portion of these costs stem from medical care that’s due to obesity-related diseases, such as:

Now, let’s take a closer look at medical expenses. First, an average overnight stay in a hospital in the US costs nearly $4,000, and the average hospital stay cost will set you back nearly $16,000.

Sure, many people have insurance to cover these costs, but average deductibles in the US range from $4,364 for individual coverage to $8,439 for family coverage.

What we’re trying to point out here is that not undergoing weight loss surgery can cost you far more than the surgery itself, as you negotiate poor health down the road.

Creative financing

Our team of financial counselors never wants money to stand in the way of your health, which is why we work with several patient financing options, including:


This financing option, which is a revolving line of credit, comes from a leading medical procedure financing company that’s backed by GE Capital. 

Prosper HealthCare Lending

This financing company specializes in bariatric surgery and has funded more than $5 billion and serviced more than 300,000 loans inquiries. Prosper HealthCare Lending makes immediate decisions for loans under $35,000 and offers terms up to 84 months.

Tax deductions

We also want to point out that you may be able to claim your bariatric surgery expenses during your next tax cycle. You may be able to deduct your medical expenses if they total more than 7.5% of your adjusted gross income. These expenses include:

The bottom line is that we work tirelessly with you to find a solution that meets your financial and health needs. To get started, contact one of our locations in Tempe, Glendale, Mesa, Tucson, or Phoenix, to set up a consultation.

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